Is That Covered?

7/14/2021 (Permalink)

Heavy wind and rain can wreak havoc on your home, especially your roof and foundation. Unfortunately, not everything is covered by your insurance. Your insurance company might refuse to cover a water claim if you are not actively maintaining your roof, gutters or foundation.

Clogged gutters can cause a plethora of issues. Your roof can begin to leak if the water has nowhere to go. This can develop into mold and water damage and even your foundation may be affected. 

A damaged roof that collapses, causing further water damage to your home during a heavy rain storm might not be covered by your insurance if they can prove you skipped on routine roof repair.

Water that is not properly drained from your property can cause issues with your foundation. The pressure can cause cracks and leaks. Another heavy rain storm can force water through these cracks and leaks and into your basement. These instances might also be considered an uncovered claim.

Ensuring your hope is properly maintained will not only protect you from costly repairs, but might help avoid water damages all together.

SERVPRO of Marion / Middleborough always recommends reviewing your insurance policy with your local agent to determine exactly what your policy covers. The worst time to find out you're not covered is when you need the coverage.